Understanding Your Auto Policy
Posted: September 27, 2018
Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...
Are You Paying Too Much For Your Car Insurance?
Posted: July 23, 2018
Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...
Two Exceptions to Permissive Use Car Insurance Coverage
Posted: February 20, 2018
Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household...
Safety Tips for New Teen Drivers
Posted: January 11, 2018
As the parent of a teen driver, you may be wondering whether the hands-on-training and various precautions you've taken are going to be enough to keep your child safe when behind the wheel. Whether your child is driving to school, driving to a friend's house, or going on a road trip, safety is of utmost concern. Car accidents are one of the leading causes of teenage death for drivers...
Will Your Auto Insurance Cover Your Passengers?
Posted: December 22, 2017
The Holidays are the time for good cheer, family togetherness, and road trips. Unfortunately, the holiday season (particularly Christmas Eve and New Year’s Eve) is one of the most dangerous times to be on the road. Heavy traffic, fewer daylight hours, colder temperatures, holiday alcohol consumption, and increased chances of rain, snow, and freezing weather make road trips during the holidays riskier for both you...