Is Your Home Ready for the Fall?
Posted: September 2, 2016
For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that’s broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...
Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other property, if it was damaged by your own pet. However, if your pet damages another person’s property, you may be covered, based upon the terms of your...
Light the Sky, Not Your House This July 4th
Posted: July 1, 2016
Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition the entire Houma community enjoys. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reports an estimated 17,800 structure fires and about $32 million...
How to Minimize the Fire Hazards in Your Home
Posted: May 2, 2016
Your home is probably your most valuable possession; losing it to fire is unimaginable – but it happens. As a homeowner, you can take steps to minimize the fire hazards in your home and not only protect your loved one, but also avoid expensive property damage. Plan an Escape Route Every family member should be involved in a fire safety plan so each person knows exactly what...
Don’t Let Water Damage Soak Through Your Savings
Posted: April 2, 2016
Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures and this can lead to even greater repair costs down the line. If the damage isn’t covered by your homeowner’s insurance then expect the repair...