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Category: Car Insurance

Are You An Unsafe Driver?

Are You An Unsafe Driver?

Driving on America's roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you've been driving for days or decades, avoiding the following common driving behaviors can help...

Understanding Your Auto Policy

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...

Are You Paying Too Much For Your Car Insurance?

Are You Paying Too Much For Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...

Two Exceptions to Permissive Use Car Insurance Coverage

Two Exceptions to Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household...

Safety Tips for New Teen Drivers

Safety Tips for New Teen Drivers

As the parent of a teen driver, you may be wondering whether the hands-on-training and various precautions you've taken are going to be enough to keep your child safe when behind the wheel. Whether your child is driving to school, driving to a friend's house, or going on a road trip, safety is of utmost concern. Car accidents are one of the leading causes of teenage death for drivers...