Avoiding Accidents In Construction Zones
Posted: November 19, 2018
Construction zones introduce a number of hazards, making them especially dangerous locations for motorists. The Federal Highway Traffic Safety Administration (FHTSA) reports that during the past five years, 4,400 people have died and 200,000 have been injured in construction zone crashes alone. How Do Construction Zone Accidents Happen? Rear-end collisions are the most common type of accident in construction zones, as many drivers will slam...
Are You An Unsafe Driver?
Posted: November 15, 2018
Driving on America's roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you've been driving for days or decades, avoiding the following common driving behaviors can help...
Understanding Your Auto Policy
Posted: September 27, 2018
Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...
Are You Paying Too Much For Your Car Insurance?
Posted: July 23, 2018
Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...
Two Exceptions to Permissive Use Car Insurance Coverage
Posted: February 20, 2018
Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household...