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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Light the Sky, Not Your House This July 4th

Light the Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition the entire Houma community enjoys. But first, a word of caution: make sure you light up the sky, and not your home!  Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reports an estimated 17,800 structure fires and about $32 million...

How to Avoid Getting a Flat Tire

How to Avoid Getting a Flat Tire

Your tires get a real workout, and are one of the most vulnerable parts of your vehicle. You can be proactive, practice driving safety, and reduce the risk of a flat or sudden blowout by doing the following: Ensure proper tire inflation. Underinflated tires are dangerous, as more friction is created while you are driving, making the tires hotter and potentially leading to a dangerous...

How to Minimize the Fire Hazards in Your Home

How to Minimize the Fire Hazards in Your Home

Your home is probably your most valuable possession; losing it to fire is unimaginable – but it happens. As a homeowner, you can take steps to minimize the fire hazards in your home and not only protect your loved one, but also avoid expensive property damage. Plan an Escape Route Every family member should be involved in a fire safety plan so each person knows exactly what...

Don’t Let Water Damage Soak Through Your Savings

Don’t Let Water Damage Soak Through Your Savings

Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures and this can lead to even greater repair costs down the line. If the damage isn’t covered by your homeowner’s insurance then expect the repair...

On the Road With Uninsured Motorists

On the Road With Uninsured Motorists

A car accident is a shocking event, even when damages are minimal and there are no serious injuries. The insurance company should pay for your vehicle repairs – if you have the right policy. At Clement Insurance Agency in Houma, Louisiana, we know car insurance and we want to help you get the coverage that’s best for you before you need it. When the Accident...