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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Are You Ready For The Next Step?

Are You Ready For The Next Step?

No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become...

Two Exceptions to Permissive Use Car Insurance Coverage

Two Exceptions to Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household...

Safety Tips for New Teen Drivers

Safety Tips for New Teen Drivers

As the parent of a teen driver, you may be wondering whether the hands-on-training and various precautions you've taken are going to be enough to keep your child safe when behind the wheel. Whether your child is driving to school, driving to a friend's house, or going on a road trip, safety is of utmost concern. Car accidents are one of the leading causes of teenage death for drivers...

Why Every Contractor Needs Insurance Protection

Why Every Contractor Needs Insurance Protection

Contractors face many challenges even when a project is moving ahead as planned. General contractors have contractual obligations and the threat of a financial loss if a construction defect claim is filed. In order to guard against losses associated with injuries or other damages, contractors need the protection provided by a product liability insurance policy. We live in a litigious world, and there are law...

The Growing Importance Of Cyber Liability Insurance

The Growing Importance Of Cyber Liability Insurance

In the 21st Century, technology is vital to conducting business. However, the same technology your business relies on can also leave it vulnerable to costly security threats. Cybercrime is big business and becoming increasingly more sophisticated with advances in technology. No one is safe from cybercrime – not individuals, not small businesses, not even the largest corporations. Cyber liability insurance can help protect your business...